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There are so many things I still want. Sometimes I wonder if my goals are ridiculous. If I’m reaching too far, overlooking what I’ve already gotten, making small of the miracles before me. I overhear…

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Trading in a financed car for a cheaper one?

This is the situation. I have a financed car two years into the finance. The car is worth more than the remaining balance by about $6,000. I would like to trade it for a cheaper car and get the difference as well as lower my monthly payments. How this should be done? Is it possible? Do car dealers help in this situation? Please be as specific as you can. Thanks so much for your help!

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Please help me and my husband need 2000 dollars by tomorrow to keep our car?
My husband is military, and we both have bad credit but that car is our only way to work.””
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#repost

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How do you buy a engagement ring with bad credit?
But I have about a month and I’m taking my g/f to see Madonna, her favorite singer, and I would love to propose to her that night!””
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When can my husband and I get a home mortgage?
We were discharged from chapter 7 bankruptcy, 12 month’s ago. and have been repairing our credit reports, have been building up our credit scores, and saving a down payment, my husband’s salary is 96,000, per year, when can we purchase a home, and can we get a FHA loan with a low interest rate, andput only a 5% to 10% down payment.””
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#repost

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Can you take out student loans for housing?
I am going to a community college next year and plan on living on my own. My parents are paying for my college, but is it possible for me to take out a loan to pay for my housing?””
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Does anybody know where i can get a free credit check to see my credit score?
nevermind my credit card keeps me up to date with my credit score
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Chapter 13 Bankruptcy?

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Does Volaris accept U.S. Debit/Credit cards online?
I want to go to Guanajuato in late July/early August for 3 weeks. Volaris is the only cheap airline. Aeromexico is expensive and Aviacsa no longer goes there and there was another one that existed for only 3 years since they went bankrupt. I heard buying tickets at the airport is expensive. Tijuana to Guanajuato. Does the bank charge an international fee? Bank of America
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Auto loan question:?
I have an account with Wells Fargo. I was thinking of applying for a loan but I need some advice: -When applying for a loan do you have to provide details as to what its for? Can you lie and tell them its to remodel a house but use it to buy a car, this way you don’t have to buy insurance from their list of companies? -How much money in the bank do you at least need to have to be considered? -Basically what are the things they look for?””
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Does anyone know where i can get a free credit report?
does anyone know of a web site that i can get a free credit report? I mean really FREE.
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“”Considering Bankruptcy and want to keep my Auto Lease intact, HELP!!!?””
I have been going down hill after a layoff in March of 09. After picking my job up after 4 months, I have become 6 months behind on my Nissan Lease. I MUST HAVE A CAR, AND DON’T KNOW WHAT TO DO. Nissan has been very, very UNHELPFUL!!! The real question is…If I file either type of Bankruptcy, will the judge order, or help me ask Nissan to recalculate the lease and get me current, so that I can make the regular payment. You see, I can once again make the $450.00 per month lease payment, but there is NO WAY I can pay the almost $3000.00 in arrears on the lease. What is the deal about banko and lease agreements, can they be changed? I AM DESPERATE!!! HELP ME BEFORE I PAY OUT THOUSANDS TO FILE BANKRUPTCY AND IT DOES ME NO GOOD TO KEEP MY CAR FROM REPO. They are actively looking for the car, and they cannot find it…this buys me time, as I have moved, but its just a matter of time before its picked up. I desperately need to keep my car, or get a new one. What about credit counseling services? Can they help me with Nissan to be more forgiving in NEW lease terms. Shouldn’t Nissan want me to keep the car and renegotiate the lease? I am truly desperate to keep my car, as I cant get another one with my lease showing so far behind! You are my only hope, everyone, for the answers!””
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Has anyone ever obtained a top secret or secret clearance after filing bankruptcy?
That’s exactly what I did and that’s why I got accepted into the officer program. You fail to realize that DOD clearances are done differently so stop referring me to websites for civilian lawyers who DONT even do clearances. I only want to hear advice from military personnel who have done bankruptcy , DSS personnel and OPM personnel How can you speak on behalf of the interviewer that is gonna make his/her decision after interviewing me?????””
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“”If I need a home loan of 86,000 dollars, how much would I need to make a year?

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#repost

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“”When buying a used car, is there any way I can use the auto loan to purchase new tires?
I am buying from a private seller & I would like to somehow use the auto loan to purchase some new tires. I just don’t know whether it’s legal or how to go about doing it.
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I need advice on paying old debt?
I am 26, I have made poor decisions in my past, that has caused me to have a terrible credit score (528). I have approx. $2,600 in collections debt. On 4 accounts 1 directv, 1 electric company, 1 credit card, and 1 verizon wireless. The most recent being 3yrs ago and the oldest being about 7 years ago. i’m receiving a a $6000 bonus ay my job this year, and top priority is to pay all of it off. My questions are these. Should I call these companies and try to settle for a lesser amount, or would paying it off for the entire amount be more beneficial? Also what impact will paying off these accounts have on my score? I dont expect to jump to a 700 cuz I understand that is not hows it works. I want to try to make it to the mid 600’s by next year and start saving for a down payment on a house. Is that something that is possible?””
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Are there home loans available for low income families that are on a retirement fixed income?

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Payday loan places?
do they check your credit score report before they give you a loan. I have this unexpected thing come up and I wont have cash until for about 2 weeks, I have okay credit, but I know everytime a place pulls your credit report your score goes down, and I dont want that to happen.””
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Explanation of negative equity on an auto loan?
So I’m currently upside down on my auto loan and I was wondering if anyone has information as to trading it in for a cheaper vehicle. Basically I’m INSANELY overpaying for my car, I know this. I have a vehicle with an 14% rate. I purchased it at $19K and due to my interest rate, according to the paperwork on the 72 month finance it will land up being $31K I have paid. I was wondering is it possible to trade in my vehicle for a vehicle worth maybe $5,000 or so? Will this work out and how will I calculate my payment?””
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Can you join the coast guard with bad credit?
She’s 38 and wants to join the coast guard or the air force guard. She only has one dependent at the time and i’m already in the air force lol
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What does valuing principles over people mean?

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“”How to get a loan for 100,000 to 200,000 dollars with no credit?””
i am a 21 year old looking to open a small legit business.. im currently building on credit, and have a very small income. i know a bank cant really provide , but there has to be other ways around this. there has to be more options of where i can go or who to ask , etc. what do you think ?””
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Does anyone understand how rebuilding credit works? better to pay slow or fast? I wrecked my credit..?
Ok so I messed up badly from 18–26, I lost my parents and struggled my way through life and school and ripped off A LOT of banks to cover tuition etc, I officially owe about $20 000 — $22 000 , I just got a great paying job on a 2 year contract. Should I pay the debt off within a year? (14000 is at 0 interest for next 6 months, 4.5 for next 2 years fallowing) or pay of the high interest stuff first about 7000 and then pay off low interest loan over 3 years? What would clean up my credit faster?””
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Who will do a used auto loan for a car older than 7 years?
i only need like a 5000 dollar loan, but no one will finance a car older than 7 years, and the one I want is a 2000. What am I supposed to do?””
“Trading in a financed car for a cheaper one?

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Can a small loan shark show up at your door?
i know as us Americans all have small fanatical bumps in the road in our own personal debt but for the past as for my self i had taken out a loan in my local area it’s not a bank it one of those type of payday loans and yes i was paying it well until some other things had came up and to those things was more importation at that time and once i would get straightening back out i would start paying back what could on this loan well just at the start of the year one of the employees from that office had showed up at my door demanding that give her money for my payment and i had told her that she would have to wait until next Friday until i had gotten paid and i would have there payment to them well just yesterday she had showed back up at my door again expecting me to pull money out of my butt to pay when i had told her once again that they would get there money by next Friday and i had asked her if can take a check and hold on to until Friday and she had told me no that i had better go and get a money order and if don’t get her a payment by next Friday that she would stopping back by my house again and i had asked her not to be stopping back by my home again and i didn’t like her tone of voice when she had said that i had better get in there before hand or I’ll be back at your door again if i don’t get my payment on top of this isn’t she trespassing on my land ( i do have my signs up) so today i had mail them a payment but it wasn’t a money order it was one of my personal checks and i had written them a little note telling them to take this payment or do without but what can i do if even if i just sent them the payment and she shows back up at the door again???? and to top this all all off just a few weeks before she had even stopped by my home she had been stocking my house i would watch her drive by my home and turn around in my neighbors drive she was doing this daily until a few weeks ago
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Should I file for bankruptcy while I am still unemployed?
I’ve been out of job for long time, plus medical bills and I am facing foreclosure, as well as months of unpaid c/card and one unsecured loan bills. I don’t think I can pay both mortgage and c/card bills. I want to keep the house and the only way out of this situation I see is to file for bankruptcy. I finally have good job offer in my field that i am about to accept. I wonder if I should file while I am still unemployed, or when I have a job. Thank you””
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Where can one get a legitimate bad credit car loan?
online…. seems their all scams….dealers want a lot of $ down….Help!
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Do you think i Can get a Personal loan?
I am 19 with decent credit.I dont really have much on there. I have a business that is going well but it havent been open too long (four months). I need a loan to buy a car asap. do you know anywhere that would allow me to loan with them i tried a few places but they rejected me. I need about 5,000 dollars. I believe that would be enough for a decent car?””
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Safe loan quickercash.com?
i just typed my information on quickercash.com. im scared they might send my information to anyone else because it said something about a third party. does anyone know if this site is safe? has anyone used it before?
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What is better debt settlement or bankruptcy?
for an individual who is above 55 yrs old
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Can I build Credit If I pay off kohls charge same day I make the purchase?
Ok so im 19 and ive been wanting to build my credit Ive applied for a couple different cards last year but wasnt approved (probably because i dont have any credit!) later, someone told me applying and getting denied hurts my score. But recently ive been able to get a kohls charge because Ive been working for the company at least a year now. I hear people say all the time to just pay it off right after I make the purchase. But some lady told me that doesnt help it go up, she said I have to wait to get the bill in the mail, THEN make the payment, not before. I tried googling but I find so many different answers. Does anyone know whats the best way to build my credit? Should I pay it off when I make the purchase or wait until I get the bill?””
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#repost

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#repost

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#repost

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Is creditscore.com a legitimate site?

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Whate are some good websites similar to Bankrate.com?
I like bankrate.com but would like to find other leading online aggregators of financial rate information.
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Which chapter of bankruptcy is it?
Which bk do you file to get full relief of the debts (full discharge) I dont have any property I am trying to keep like a car or house.But I have heard some people say they had payments to make what payments are they talking about.I thought the bk wiped away your debts.Or does it??
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What is the highest interest for an auto loan in Ohio?
I bought a vehicle in 2006. I financed 18,159.55 and my payments are 495.58/month on a 60 month loan. Could someone tell me what my intesrest rate is there is nowhere on the contract that tells me this. What is the highest interest rate a company is able to charge someone. I financed through Americredit.””
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Random address on credit report?
There is a random address on my credit report that I never lived at. It was posted in 2001, but there hasn’t been any credit opened in my name, nor loans or mortgages. Should I still be worried?””
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“”Im looking for a job and got an email, they are asking a question im not so sure about?
Im scared to get scammed or anything. this is what the email said To accept these terms and move on to the final stage of the recruitment process
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Need help with some question about shakespeare in love?
1. where and when does the movie open? 2. what two playhouses are fighting for actors and auditions 3 why does shakespeare want to borrow 50 pounds from henslow 4. who does Will ask to be his muse 5. according to the movie, who helps Will to come up with a real idea for romeo and juliet 6. who seems to be the only play wright anyone knows? 7. what name does Viola go by when she is impersonating a man. 8. How might you describe how Viola and Will fall in love. 9. What challenge does the queen offer? 10.how does christopher Marlow die? 11. Why does Will think he is responsible? 12. why is the rose closed? 13. What kind of play does the queen command from Shakespeare for Twelfth night? 14. What does winning the wager and the 50 pounds mean to will 15. What does the movie show about marriage and love? 10 points to best answer:D or answer the ones you can:)””
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In need of cash ASAP!?
I really need a chunk of money right now. I don’t have any financial aid money and I need to pay for my classes and books for Spring semester. I know I’ll be getting a pretty decent amount back when I file income tax. Is there anyway I can file before I get my w-2? Where else can I get money aside from a personal loan from the bank?
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“”Would I be able to get a $ 10,000 loan using a credit card?””
The amount would be to purchase a small home that needs some repairs. This is included in the amount that I would borrow. How much time would I have to repay this $10,000 loan off of a credit card? How much would I expect to pay monthly on a credit card loan?””
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How to correct Foreclosure reporting on Credit part2?
I had settled my second mortgage with Countrywide. I paid certain amount to release the 120,000 lien. I was never late, was never in Foreclosure. But I intended to settle with Countrywide so that I could attempt to do a deed in lieu of foreclosure with the 1st lien holder (Wells Fargo). I ended up not doing a deed in liue with WellsFargo, they allowed me to modify the loan…but now I can’t modify it because Countrywide reports it as ‘foreclosure’. Anyway…Countrywide received the funds, released the lien but reported it as 3 different ways to all 3 credit bureaus as: ‘pre-foreclosure’, ‘Creditor Received Deed’, and ‘Forefeight of property in lieu of foreclosure’. I was NEVER in Foreclosure with Countrywide. How to correct I did? I contact the credit burau where I sent the letter Countrywide requesting a funds to settle and a letter informing htat they got the funds, a letter indicating deed was released and recorded. Nowhere it indicates that Coutnrywide will report it as foreclosre? ADDING DETAILS: I did dispute with the Credit Bureau but they rejected updating it. Credit Bureau DID NOT PROVIDE any documenation…simply updated the dispute stating ‘New Information Available’ which is the same as previous. “”
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“”Would I get approved for a $150,000 home loan? My annual salary is $54,080. My credit score is currently 605..””
I have about $700/per month in debt. I have some late payments on my credit history, but all are at least 10 months ago. I’m looking at houses around $150,000, but want to know how much home I can get approved for or if I can get approved at all? Thanks for all of your answers.””
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I need a 1500 dollar loan?
I need a $1500–2000 loan and pretty quick. I do not want to get into any kind of payday loans or anything like that so. I have bad credit…my credit score is around 550 so you know that one. How and where can I get the loan that I need without any application fees or anything like that.
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How many kids do you have to have to use them as collateral on an auto loan?
I’m looking to get rid of my Ford pickup for a powder blue Chevy S10.
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How can i get a car loan having no credit or co signer?
im 19 just out of high school and my first car took a dump and costs more to fix than its worth. i have 1200 (and counting) to put down on a car but im getting rejected on every car i try to get. i have only been on my current job for 9 months, and nobody i know can co sign for me how can i get a loan with no co signer?””
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“”If I file bankruptcy, does that include the $40,000 debt I’ve accrued regarding a past accident?””
I was in an at-fault accident with no insurance in 2004. Now I owe $40,000 in damages done for bodily injury. I am a part-time student and am working full-time but can only afford to pay for these damages in $50 increments per month. That would take me my whole life! I’m thinking about filing for bankruptcy because of this. Would it be wise to do so? Would I be able to include this as debt that needs to be excused when filing for bankruptcy or not? This is the only reason why I would file. I don’t really have any credit card debt…just this. Help!””
“Trading in a financed car for a cheaper one?

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Trading in a financed car for a cheaper one?

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